For Program Sponsors

Why Should You Work with U.S. Credit?


U.S. Credit is a trusted fintech provider with a network of diversified asset origination strategies that provide consumers with easily accessible, competitive financial products delivered using the latest technology and disbursed through our partnerships with financial institutions nationwide. Our management team has successfully originated and sold more the $9 billion in loans across a variety of product types.

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U.S. Credit develops and administers customized point-of-sale finance programs for a wide range of entities looking to provide financing to support their sales strategies. In turn, we also form strategic alliances with financial institutions nationwide who want to originate but not hold consumer lending products. The services work because they leverage a network that enables participants to offer services that otherwise would be too difficult or too costly to develop internally.

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U.S. Credit invests heavily in technology. Our strategic technology partner has deep banking expertise in software applications, security standards and vendor management.

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Offering Partners a Consumer Financing Portal to Service their Customer Base.

U.S. Credit’s partners look to increase sales volume by offering a customized financing platform, integrated into their existing sales workflow, that enables their customers to easily finance online or store purchases.

U.S. Credit evaluates program sponsors for program compatibility and works with them directly to develop and integrate the financing portal and overall program structure. Once this is done, U.S. Credit offers loans to the program sponsors’ customer base utilizing its universal, electronically applied underwriting criteria allowing U.S. Credit to consistently generate higher quality loans to qualified borrowers from known sources.


U.S. Credit Program Sponsors Exhibit Certain Common Traits:

  • Offer both an e-commerce and ‘brick-and-mortar’ presence
  • Maintain a level of sophistication necessary to support an electronic consumer loan delivery system
  • Participate in an industry that is underserved by consumer lenders
  • Possess the capacity to generate annual volume of $20M within 24 months
  • Allow U.S. Credit to leverage its experience to drive loan volume


Who Should Work with U.S. Credit?

  • Manufacturers with a large network of dealers in need of a comprehensive financing solution to increase sales.


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