Our Company

Since 1992 we Have Focused on Doing Two Things - and Doing Them Well


We develop and administer custom lending programs for large retailers, point-of-sale platforms and educational institutions.

At U.S. Credit we focus our energies on two specific tasks. We work with selected clients to structure, implement and administer point-of-sale financing programs that provide their customers with integrated access to a robust, technologically advanced financing solution featuring a superior borrower experience and competitive products.

We also work with financial institutions and intermediaries.

We provide our financial institution partners with customizable investment opportunities in the origination and/or purchase of high-quality consumer finance assets generated exclusively through our Point-of-Sale programs.

Our Team

Our success is rooted in relationships-we take the time to understand what type of programs our clients should offer their customers and we use our expertise to develop the proper products as we all use technology-based platform for delivering those products.

Stephen Galvin
Kevin Murphy
Robbie Ratliff
Irene Rimer
Mark Ferrara

Join our Amazing Team

We’re always on the lookout for innovative and highly motivated people that can adapt in a fast changing, ever challenging work environment.

Find Out What U.S. Credit Can Do For You

We are incredibly responsive to your requests and value your questions. We’d love to help you exceed your goals.

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